ING Direct offering 1% Cash Back -- COOL BEANS!!

That’s right, from June 1, 2007 to July 31, 2007, when you use your Electric Orange MasterCard® Debit Card to make a signature-based purchase, you’ll get 1% Cash Back, up to $500, on what you spend, anywhere. It’s simple. Just use your Card for every-day purchases like, groceries, clothing, gas, or even to pay utility bills and insurance premiums. It all adds up to a Cash Back reward for you.

Here are some examples of signature-based purchases (transactions completed without using your PIN):

• Any purchase that requires a signature when checking out
• Internet purchases
• A purchase that you select "credit" as the payment option
• Phone or mail order purchases
• Automatic bill payments from your Card, like:
• Cell phone bill
• Electric/Gas bill
• Phone/TV/Cable
• Gym Membership
• Any other bill paid with your Card
  

Your Cash Back reward will appear in your Electric Orange at the end of each month – automatically.

Promotion Rules

FAQ’s

What do I need to do to get 1% Cash Back on my purchases?
Simply use your Electric Orange MasterCard® Debit Card anywhere MasterCard® is accepted to make signature-based purchases and you’ll automatically receive 1% Cash Back.

What is a signature-based purchase?
It’s a Card purchase made without using your Personal Identification Number (PIN) when paying. Most transactions do not involve a PIN, such as restaurant bills, Internet purchase, phone or mail order purchase, and payments directly debited to your card, all of which are eligible for Cash Back.

How do I make a signature-based purchase?
Many merchants (e.g., gas stations or grocery stores) offer you the option of choosing 'Credit' or 'Debit' when making a transaction. To qualify for the 1% Cash Back, you must choose 'Credit'. For all in-store purchases you make, you will typically be given a receipt to sign. Transactions that don’t offer the option of choosing credit or debit are also eligible for Cash Back as long as you don’t use your PIN to complete the transaction.

What transactions are not eligible for the 1% Cash Back?
PIN-based purchases, ATM withdrawals, payments made with Free Bill Pay, Electric Checks, and Paper Checks are not eligible for the 1% Cash Back.

Do my purchases have to be made at select merchants to be eligible for Cash Back?
No - signature-based purchases, made anywhere and on anything, are eligible for 1% Cash Back.

Do my purchases have to be made within a certain time period?
Cash Back is only available on eligible purchases that post to your account between June 1, 2007 and July 31, 2007.

Is there a limit to how much Cash Back I can get?
Yes, you can earn up to $250 Cash Back per month on all your purchases – a total of up to $500 from June 1st to July 31st.

When will the 1% Cash Back appear in my Electric Orange?
The 1% Cash Back reward will be deposited into your Electric Orange at the end of each month.

Are signature-based purchases secure?
Yes. Your purchases are protected by our Orange Security Guarantee and MasterCard’s $0 Liability, which means you will not be liable for any losses resulting from unauthorized purchases. For added security, you can set up free Email Notifications that will alert you when there’s been a purchase over an amount that you’ve designated.